Buy a car with a bad credit auto loan in Washington. The AutoLoansInWashington.com auto loan matching service has helped thousand of people near Washington find local car dealers with lending programs for people with bad credit. Most people are approved to buy a car the same day.
How to buy a car with bad credit
- Transmit the secure Car Loan Questionnaire.
- AutoLoansInWashington.com examines the quesionnaire for thoroughness.
- You are teamed up with a preferred Washington auto dealership that has used cars on the lot that match your budget and the lenders approval.
- Go to the preferred car dealers lot, find a used car that you would like to own, and complete your finance package.
Apply for a car loan with bad credit in Washington and drive today.
Consumers with a poor Fico score pay higher finance rates than consumers with Fico scores above 700. If you have a Fico score below 700 we recommend buying a car that meets your basic transportation needs. Wait until your Fico score improves before buying a more expensive automobile.
In addition to buying a modest used car, we recommend that people with poor Fico scores finance their purchase for no longer than 48 months. A shorter car loan term makes it much easier to trade out of the used car when your Fico score improves.
If you have negative equity, consider buying an affordable new car with a cash rebate. Many people in Washington fall into the negative equity trap by continually buying more expensive cars and rolling negative equity from their pervious car loan to the new auto loan.
The best way to end this cycle is to keep your current vehicle until it is paid off, use a large cash down payment to cover the negative equity, or buy something affordable that you can pay off more quickly. It should be noted also that it is unlikely that you can trade out of a car loan with negative equity and buy a car with a lower monthly payment.
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